If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Ram Mishra

Loan Officer

Bio:

I LOVE working with folks that want to improve their financial goals. If you want to improve your finances, goto RamjiMishra.com to schedule an appt. My goal is to provide the best financial solutions possible. If you are buying a home and need to get pre-approved, feel free to start an online application, If refinancing, feel free to get instant mortgage quotes and see which wholesale lenders we work with.

Phone: (616) 780-5803

NMLS#: 231417

License states: Pennsylvania, Illinois, Michigan

Spoken Language: English

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.